When you use the corkboard, and make the notecards, it should create along the lefthand side folders in the main binder. Does it not do that for you? Then you click on a folder in the binder, and that takes you to the writing page where your text goes. I definitely benefited from having a local friend teach me how to use it. I have had to play with it A LOT to get it be how I want it to be.

Now my fingers itch to do a tutorial... :)

When you have it set up with your writing in the binder, then you can have the split screen so the notecard and a notes area is on the right. I like putting odds and ends in the note area that I need to remember.

I know Scrivener does a ton more than what i use it for, but I could spend weeks making it pretty and not accomplish the writing.